Debt

If you get into debt, don’t try to ignore it or hide it. Talk to your Personal Adviser who will be able to offer advice.

For advice on managing your finances the money sections of www.need2know.co.uk and www.youthinformation.com have loads of information.

You could also visit the www.nationaldebtline.co.uk, or call them free on Freephone: 0808 808 4000

The Consumer Credit Counselling Service also offer advice on their website www.cccs.co.uk